An Express(k)® plan from Ubiquity Retirement + Savings™ offers all the essentials of a small business 401(k) so you and your employees can start saving right away, without compromising on value.
Smart savings for solo business owners, small business group savings, or customized to fit the needs of your business. Contribute the 401(k) maximum and an employer contribution with affordable plans that make sense.
Get the greatest investment potential with contributions up to $18,000 for 2016.
Within certain criteria, you can take a loan or a hardship withdrawal from the plan as required.
Investment options for Express(k) are carefully selected and monitored by a third-party investment expert, ideal for those just getting started with a retirement plan.
We’ll help you navigate your retirement plan, whether you want to do it yourself using our online tools or would like a hand from a savings expert.
Express(k) offers a low, flat fee, based on your employee headcount. All costs associated with your 401(k) are a tax-deductible expense for your business, so the plan practically pays for itself.
You can sign up for your Express(k) plan right online, and it typically takes less than 30 minutes a month to maintain.
As a part of your plan, we handle filing all of the necessary forms for you, including form 5500.